Wealth grows over time—but one unexpected event can unravel it in an instant.
A sudden illness. An injury that halts your career. Or the unexpected loss of a loved one who provided for the family. Life doesn’t give warnings. That’s why a strong insurance plan matters.
At Mignault Badder & Associates, we design insurance strategies that defend your wealth, protect your income, and secure your family’s future. From London life insurance to critical illness protection, we build plans that prepare you for the unknown—so you can focus on living today without fear of tomorrow.
Life Insurance: Creating Certainty in Uncertain Times
Your wealth has grown. Your responsibilities have, too. Life insurance isn’t just about replacing income—it’s about protecting your family’s financial future.
With strategic life insurance planning, we ensure that:
- Your mortgage is paid off
- Your children’s education is covered
- Estate taxes won’t force asset sales
- Your family has immediate access to cash when they need it most
For London families with substantial wealth, traditional life insurance may not be enough. We craft customized plans that align with your broader wealth strategy, ensuring liquidity, minimizing tax burdens, and preserving your estate for future generations.
Critical Illness Insurance: Financial Relief When Health Takes a Hit
A major diagnosis can be devastating. Not just physically, but financially. Critical illness insurance provides a tax-free lump sum payment that allows you to focus on recovery, not your bills.
That payout can help cover:
- Medical treatments or therapies not covered by insurance
- Mortgage payments or household expenses
- Business expenses or employee salaries
- Travel costs for specialized care
For business owners and high-income professionals, critical illness insurance is essential—not optional.
Disability Insurance: Protecting Your Income
Your income drives your family’s lifestyle. Without it, financial stability can vanish quickly. Disability insurance safeguards your earnings if you’re unable to work due to injury or illness.
As your London financial advisor, we structure disability insurance plans that provide:
- Income replacement to cover household expenses
- Protection for business owners to maintain cash flow
- Flexible coverage that aligns with your earning potential
Self-employed, earning a high income, or lacking employer-provided coverage? We build disability insurance strategies designed to sustain your financial security.
Employee Benefits: Attract Talent, Protect Your Team
Your employees are the backbone of your business. Offering meaningful employee benefits shows your team that you value their health, security, and future.
We design customized employee benefits plans that include:
- Health and dental coverage
- Life insurance for employees and their families
- Disability and critical illness protection
Launching new benefits in London or enhancing an existing package? We build plans that keep employees supported and your business protected.
Insurance That Grows With You
Your life isn’t static—your insurance plan shouldn’t be either. As your wealth expands, your family grows, or your career evolves, your coverage must adapt.
Mignault Badder & Associates Private Wealth Management ensures your insurance strategy evolves with your changing financial world—keeping you prepared for whatever lies ahead.
Let’s Build a Plan That Protects Your Future
Insurance planning isn’t a luxury—it’s the foundation that keeps your financial future secure. Let's discuss your future today!