Taxes don’t show up with flashing lights. They’re quiet. Systematic. Slowly carving away at your income, your portfolio, your legacy—unless you do something about it. At Mignault Badder & Associates, we treat tax planning as a permanent part of your wealth strategy, not a seasonal scramble. We make sure the work you’ve done to build your wealth isn’t quietly undone by inefficient tax decisions.

Incorporated professionals, successful entrepreneurs, and retirees with significant assets all rely on our high-net-worth tax planning strategies to protect what they’ve worked for. With us, your financial plan is always one step ahead.

Tax Strategy That Actually Fits Your Life

We’re not here to dump spreadsheets on your lap. We listen first—then we build a tax plan that reflects the way you live, spend, save, and grow. The goal isn’t to minimize tax in one moment—it’s to maximize the long-term value of your wealth.

That means strategic thinking about:

  • Income vs. capital gains.
  • Business structuring.
  • Charitable giving.
  • Withdrawal sequencing.
  • Legacy planning.

Everything is connected—and our job is to make sure the connections work in your favour.

High-Net-Worth Tax Planning That Works Year-Round

Smart tax planning isn’t about filing faster—it’s about thinking differently.

We help you:

  • Identify deductions and credits that are often missed by generic advisors or tax software.
  • Time income recognition and expenses for optimal impact.
  • Use capital losses strategically, not reactively.
  • Manage real estate, business, and investment income through tax-efficient vehicles.

It’s not complicated. It’s thoughtful. And it makes a difference you can see.

Corporate Tax Planning in London for Entrepreneurs and Professionals

Own a business in London? Your tax strategy should do more than “check the box.”

We advise on:

  • Salary vs. dividend optimization.
  • Use of holding companies and family trusts to build generational wealth.
  • Passive investment income strategies inside corporations.
  • Deferral tactics that align with your business and personal retirement timelines.

Corporate tax planning isn’t about gimmicks—it’s about design. The wrong structure leaks value. The right one gives you flexibility, protection, and long-term growth.

Income Splitting and Family Strategy

Family wealth planning goes beyond saving. It’s about distribution—and with the right approach, you can significantly reduce the household tax bill.

Our tax strategies for high-net-worth individuals include:

  • Properly structured spousal loans.
  • Pension income splitting for retirees.
  • Strategic dividends paid to family members through private corporations.
  • TFSA maximization across all adult household members.

The rules are complex. The opportunities are real. And we know how to get it right.

Planning for the Next Generation

Without a clear estate strategy, your legacy is exposed. CRA doesn’t wait—and your wealth deserves better than an afterthought estate plan.

We help structure tax-efficient transfers through:

  • Permanent life insurance to create tax-free liquidity.
  • Testamentary trusts to manage distribution and reduce estate tax burdens.
  • Charitable donations structured for both impact and tax reduction.
  • Planning capital gains crystallization to manage exposure proactively.

Always Adapting, Always Watching

The tax code changes. Sometimes slowly. Sometimes suddenly. We monitor shifts in corporate, personal, and capital gains tax law to ensure your plan evolves with it.

At Mignault Badder & Associates, tax planning doesn’t end after one meeting. It’s an active part of your overall financial strategy—adjusted annually, refined consistently, and always aligned with where you’re heading.

More Than an Accountant. A Strategic Partner.

We don’t replace your accountant. We complement them—connecting your tax plan with your investment strategy, retirement blueprint, and family legacy. Most tax advice lives in silos. We make it part of a bigger, coordinated whole.

You’ll always know:

  • Where your money is going.
  • How your plan is working.
  • Why each decision was made.

Because transparency isn’t optional. It’s essential.

Tax Planning That Moves With You

Your business evolves. Your family grows. Your needs shift. And your tax strategy should never lag behind. At Mignault Badder & Associates, we build plans that move with you—keeping your financial life efficient, intentional, and fully integrated.

When tax planning is done well, it’s quiet. Invisible. But powerful. And over time, it’s what separates good financial outcomes from great ones.

Let’s make sure every dollar you’ve earned continues to work hard for you. Starting now. Book a meeting today!